Criminals know that January is a time when people update information, respond to tax-related communications, and speak with advisors. That makes it an ideal time for scammers to impersonate trusted institutions and apply emotional pressure. Most modern financial fraud can be defeated by one habit: pause and verify independently.
The 2025 Winter Solstice reminds us that even in darkness, light is returning. Step outside, pause, reflect, celebrate joy, extend generosity, and rest deeply. This season, may you give yourself and others the gifts of presence, delight, and renewal.
Aging isn’t just about where you live. It’s about how you live, and who’s in your corner when life gets complicated. This final piece offers tools to help you design your own vision, voice, and plan for home and care as you age.
Whether you’re a planner, a pioneer, or somewhere in between, the key is this: aging doesn’t have to mean giving up agency. You get to define what “home” means: physically, emotionally, and socially. Some people find comfort in structure. Others need creativity and choice. What matters most is making decisions while you’re able, so you can live on your terms, with the right people, the right resources, and the right plan in place.
Whether you're part of a child-free couple, divorced, widowed, or aging solo, one core question remains: Who will be there when you need help? The good news? While you may not have built-in family support, you can still build something just as meaningful: a chosen team.
CCRCs are not for everyone, but for some, they’re the gold standard: a clear, comprehensive plan for aging with dignity, care, and community. If you're someone who prefers not to rely on family, or wants to make major decisions now rather than later, this model can offer peace of mind and purpose.