WHY: To help you evaluate the value of our services and make an informed decision about hiring our firm.
WHAT: A retirement assessment free of charge. Before even investing a penny in our services, we’ll show you, step by step, how we can improve your retirement success.
WHO: Savvy savers who have accumulated at least $250,000 in investment and retirement assets (not including real estate).
No Commitment or Cost
To make an informed decision, we show you exactly how we’d help before you pay us a penny.
3 Critical Answers
After we chart your course, you will finish with answers to the three biggest questions about retirement.
The very first step is a 15-minute phone call with our team.
Chart Your Course to Retirement In Five Simple Steps
A 15-minute phone call will give us both a chance to make sure your situation matches our expertise. After all, you wouldn’t go to the dentist if you actually had a heart issue—likewise, we’ll be transparent about how we can help. If we aren’t right for your situation, we’ll help guide you to someone who is.
In sports, a huddle is when a team gathers to strategize together, and that’s exactly what we do at this stage with you.
During this step, you’ll visit our office or we will chat over the phone. In this one-hour, in-depth meeting, you’ll tell us all about your objectives, concerns and vision. Just as a doctor would, we get to know all about your circumstances first in order to accurately diagnose and recommend a treatment, as we will in our next steps.
We’ll also ask for essential documents that can help us find answers to the 3 most important questions about retirement.
We will apply decades of Nobel-prize winning research, experience, and thousands of hours of training to answer three critical questions for you:
- Are you on track to reach your long-term goals (e.g. retirement, or work-optional)?
- How can your tax bill be reduced?
- How can your investments be improved?
Once we’ve analyzed your circumstances, you’ll join us for another meeting. We’ll walk you through exactly what we’ve found and the advice we’ve come up with for your particular situation. We’ll discuss the 3 answers as they relate to you and your life.
After this meeting, our team will see if you want to start working with our firm or if you need some time to think it through.
Think About It
We believe that a long-term relationship enables us to best serve you and to offer guidance as your life evolves and things change. We want to be here for you to talk through life’s big and small decisions, and to us, that requires a close, long-lasting relationship together.
Given that this is a big decision, we encourage you to take all the time you need to decide. We recommend thinking through the following questions:
- Do I like, trust, and respect the Pacific Asset Management team?
- Do the benefits outweigh the cost?
- Do I understand and agree with their investment approach?
- Do their financial planning recommendations make sense?
We will follow-up within a few days to determine how you would like to move forward.
If you decide that we aren’t a good fit to work together, we will not take it personally. In fact, we will wish you the best and help you find someone who might be a better fit. There is never a hard-sell or pressure to say yes.
Schedule Your 15-Minute Call
During this call, we’ll see if our expertise and services can meet your needs.
Have a Few More Questions? We Have Answers...
Who do you work with?
We are retirement planning experts and provide the greatest value to:
Individuals who are retired or want to know they have the ability to retire one day.
Diligent savers who have accumulated investment and retirement assets of $250,000 or more. (Excluding real estate.)
People who want to delegate all retirement planning and investment management to an expert so they can spend time on things that matter most to them.
How does Pacific Asset Management make money?
We are a fee-only (a.k.a. commission-free) retirement planning firm. Our fees depend on the complexity and needs of the client and are a transparent line item on every statement.
Some financial advisors are commission-based, which may cause fees to be hidden or create conflicts of interest. Not Pacific Asset Management.
Scheduling your first phone call with us and C.H.A.R.T™ your course to retirement. We will help you make an educated and informed decision about working with our firm and others you may be considering.
Do you offer an hourly or one-time project fee option?
We do our best work with people looking for a long-term relationship. Currently, our firm is not equipped to offer an hourly fee schedule or a one-time project fee option.
If you need help locating a financial planner who offers these fee options, send us a note and we will do our best to get you in the right hands.
How are you different than other financial advisors?
There are three really important things about our firm that separate us from others:
- All we do is retirement planning. We are retirement specialists with a simple goal of making sure you don’t run out of money.
- We limit the number of new clients we take on to deliver massive value and personalized service.
- We invest in industry-leading technology to simplify our clients’ lives and make retirement easy.
Why should I consider hiring Pacific Asset Management?
Great question! But first, let us explain why you shouldn’t hire us.
If you’re looking for an advisor who will trade stocks to “beat the market,” you’re in the wrong place. Why? Because we only focus on what you can control. Predicting if the stock market will go up or down, or guessing what interest rates will do next, are not things you can control.
But if you’re interested in things like lowering your tax bill, investing smarter, and creating a retirement income stream, you’re in the right place.