WHY: To help you evaluate the value of our services and make an informed decision about hiring our firm.
WHAT: A retirement assessment free of charge. Before even investing a penny in our services, we’ll show you, step by step, how we can improve your retirement success.
WHO: Savvy savers who have accumulated at least $500,000 in investment and retirement assets (not including real estate).
No Commitment or Cost
To make an informed decision, we show you exactly how we’d help before you pay us a penny.
3 Critical Answers
After we chart your course, you will finish with answers to the three biggest questions about retirement.
The very first step is a 15-minute phone call with our team.
Chart Your Course to Retirement In Five Simple Steps
A 15-minute phone call will give us both a chance to make sure your situation matches our expertise. After all, you wouldn’t go to the dentist if you actually had a heart issue—likewise, we’ll be transparent about how we can help. If we aren’t right for your situation, we’ll help guide you to someone who is.
At the heart of any decision are facts, circumstances, and feelings. We want to learn about all three.
Your numbers matter. This is where you securely provide information related to your current financial picture and retirement readiness.
Your life matters. This is where you share thoughts about the 3 most important questions which you wrestle with and which keep you up at night.
We look at the materials you shared and analyze the numbers. We will unpack your worries, and integrate the words you have shared. We will apply decades of Nobel-prize winning research, our years of experience, and thousands of hours of training to answer your most critical questions:
- Are you on track to reach your long-term goals (e.g. retirement, or work-optional)?
- How can your tax bill be reduced?
- How can your investments be improved?
- What will help you sleep better at night?
Once we’ve analyzed your circumstances, you’ll join us for another meeting. We’ll walk you through exactly what we’ve found and the advice we’ve come up with for your particular situation. We’ll discuss the 3 answers as they relate to you and your life.
After this meeting, our team will see if you want to start working with our firm or if you need some time to think it through.
Trust is at the core of any long-term relationship.
A long-term relationship allows us to know you better, so as to continually provide service and guidance as your life evolves. We want to be here for you as you sort through life’s big and small decisions. This requires a commitment from both of us, a commitment to your success.
Given that this is a big decision, we encourage you to take all the time you need. We recommend thinking through the following questions:
- Do I like, trust, and respect the Pacific Asset Management team?
- Do the benefits outweigh the cost?
- Do I understand and agree with their investment approach?
- Do their financial planning recommendations make sense?
If either of us decide that we aren’t a good fit, we will help you find someone who might be more suitable. There is never a hard-sell or pressure to say yes. The goal is a partnership, where together we lean into the other to help you reach financial peace of mind.
Schedule Your 15-Minute Call
During this call, we’ll see if our expertise and services can meet your needs.
Have a Few More Questions? We Have Answers...
Who do you work with?
We are retirement planning experts and provide the greatest value to:
Individuals who are retired or want to know they have the ability to retire one day.
Diligent savers who have accumulated investment and retirement assets of $500,000 or more. (Excluding real estate.)
People who want to delegate all retirement planning and investment management to an expert so they can spend time on things that matter most to them.
How does Pacific Asset Management make money?
We are a fee-only (a.k.a. commission-free) retirement planning firm. Our fees depend on the complexity and needs of the client and are a transparent line item on every statement.
Some financial advisors are commission-based, which may cause fees to be hidden or create conflicts of interest. Not Pacific Asset Management.
Scheduling your first phone call with us and C.H.A.R.T™ your course to retirement. We will help you make an educated and informed decision about working with our firm and others you may be considering.
Do you offer an hourly or one-time project fee option?
We do our best work with people looking for a long-term relationship. Currently, our firm is not equipped to offer an hourly fee schedule or a one-time project fee option.
If you need help locating a financial planner who offers these fee options, send us a note and we will do our best to get you in the right hands.
How are you different than other financial advisors?
There are three really important things about our firm that separate us from others:
- All we do is retirement planning. We are retirement specialists with a simple goal of making sure you don’t run out of money.
- We limit the number of new clients we take on to deliver massive value and personalized service.
- We invest in industry-leading technology to simplify our clients’ lives and make retirement easy.
Why should I consider hiring Pacific Asset Management?
Great question! But first, let us explain why you shouldn’t hire us.
If you’re looking for an advisor who will trade stocks to “beat the market,” you’re in the wrong place. Why? Because we only focus on what you can control. Predicting if the stock market will go up or down, or guessing what interest rates will do next, are not things you can control.
But if you’re interested in things like lowering your tax bill, investing smarter, and creating a retirement income stream, you’re in the right place.